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Maryland Insurance Administration Maryland Life Producer Exam (Series 20-27) Sample Questions:

1. The qualified first-time homebuyer distribution available in IRAs has a maximum lifetime limit per participant of:

A) $20,000
B) $10,000
C) $2,000
D) $5,000

2. A life insurance policy becomes incontestable after it has been in force for:

A) 6 months
B) 3 years
C) 2 years
D) 30 days

3. Advertisements in general shall be:

A) Truthful
B) Clear only by familiarity with insurance terminology
C) Clear only by implication
D) Approved by the Insurance Commissioner

4. Which one of the following causes of death typically would be included under an accidental death rider attached to a life insurance policy?

A) War or acts of war
B) Automobile accidents resulting from the insured's negligence
C) Intentionally self-inflicted injuries
D) Illness or disease

5. A policy of life insurance may NOT be delivered unless the policy has a:

A) Legible and brief description of the policy on the first page
B) Notary seal
C) Premium coupon book
D) Financial statement of the life insurance company

Solutions: