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Real Estate Licensing Virginia Real Estate Salesperson Sample Questions:

1. Which of these types of loans can always be sold on the secondary mortgage market?

A) conforming loans
B) loans originated by Fannie Mae
C) non-conforming loans
D) jumbo loans

2. Which of these is a person who is licensed to represent one of the parties in a real estate transaction in exchange for a commission or other valuable consideration?

A) broker
B) assistant broker
C) appraiser
D) salesperson

3. What is the legal doctrine by which the decedent's property will pass to the state without their consent if that individual dies without a will, a surviving spouse, lineal descendants, or other known heirs?

A) variance
B) escheat
C) eminent domain
D) police power

4. The purpose of discount points is:

A) to lock in an interest rate for a specified time prior to closing
B) to lower the interest rate over the life of the loan
C) to lower the amount due at closing
D) to lower the property value for purposes of tax savings

5. An licensee in Virginia writes an online ad. It MUST include all of the below:

A) the licensee's name, and the city and state in which the licensee's place of business is located
B) the licensee's name, the name of the firm in which the licensee is active, and the city and state in which the licensee's place of business is located
C) the licensee's name, the name of the firm in which the licensee is active, the city and state in which the licensee's place of business is located, and the licensee's phone number
D) the licensee's name and the name of the firm in which the licensee is active

Solutions: