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Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

1. If a partner of a company becomes permanently disabled, which type of plan will allow the other partner to acquire the disabled partner's interest in the company?

A) disability buy-sell agreement
B) employee disability coverage
C) long term disability
D) business disability overhead expense

2. Which of the following is a Health Insurance Policy where the insurer has the right to change the premiums for policyowners, but CANNOT cancel the policy?

A) A guaranteed renewable policy.
B) A noncancellable policy.
C) A conditionally renewable policy.
D) An optionally renewable policy.

3. Which of the following statements BEST describes a disability elimination period?

A) A dollar deductible rather than a time deductible.
B) A benefit or utilization period.
C) A qualifying period.
D) A time deductible rather than a dollar deductible.

4. The PRIMARY purpose of respite care is to

A) provide counseling services to the patient ' s primary caregiver.
B) provide temporary relief to the patient ' s primary caregiver.
C) provide the patient with social opportunities.
D) ensure that the patient gets some skilled care.

5. The following statement refers to which type of clause? "We have issued the policy in consideration of the representations in your application and payment of the first-term premium."

A) A consideration clause.
B) A contestability clause.
C) A concealment clause.
D) A whole contract clause.

Solutions: