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California Department of Insurance CA Life, Accident and Health or Sickness Examination Sample Questions:

1. Under the Family and Medical Leave Act (FMLA), how many weeks of unpaid leave is allowed per year for the birth of a child?

A) 8
B) 2
C) 4
D) 12

2. According to the California Insurance Code, an insurance policy must specify all of the following EXCEPT the

A) property or life being insured.
B) risks insured against.
C) financial rating of the insurer.
D) policy period.

3. What is the cost of service from the Health Insurance Counseling Advocacy Program (HICAP)?

A) No charge.
B) $10 per appointment.
C) $50 per appointment.
D) $25 per appointment.

4. The term for an insurer which has met the conditions required to transact business in the State of California is

A) eligible.
B) authorized.
C) entitled.
D) admitted.

5. What rights do individuals have if they disagree with a decision on the amount Medicare will pay?

A) They can change Medicare carriers.
B) They can terminate making premium payments until the claim is resolved.
C) They can request a second opinion by the state medical examiner.
D) They can ask the Medicare carrier to review the decision.

Solutions: